With a shared account you can share expenses and experiences with other Lunar users. You can comment on transactions, add color and images to the account, react with likes and emojis, and receive a notification when any of you use your cards.
Anyone with a Lunar account can join a shared account, but only certain plans allow you to create a shared account. You can read more about what’s included in your Lunar plan here.
Open a shared account
Click ‘Wallet’ in the bottom menu bar
Click ‘+’ in the upper right corner
Select ‘Shared account’
Then click ‘Open a shared account’ and follow the steps.
You, as the account owner, can now invite up to 10 participants to the account.
Invite participants
Click the account you want to invite to
Click ‘Invitation’
Read the information, click ‘Continue’ and follow the steps.
You can now copy and send the link to everyone you want to invite. When the invited person clicks the link, you receive a notification in the app – the final step for you as the inviter is to approve the participant and select the purpose of the account.
Close a shared account
Only the account owner can close shared accounts. When the account is closed, all physical and digital cards linked to the account are blocked and the remaining balance is automatically transferred to the card owner’s primary account.
Click the shared account you want to close
Click ‘More’ and select ‘Details’
Scroll down and click ‘Close account’ and follow the steps.
Before you swipe your finger from left to right over ‘Yes, close account’, make sure to read through all the information. You should now see a confirmation notification in the app and the account is closed immediately.
Remove a participant from the shared account
Only the account owner can remove participants.
Click the shared account
Click ‘More’ and select ‘Details’
Scroll down to ‘Members’
Click ‘x’ next to the participant you want to remove and follow the steps.
Leave the shared account
Only participants can leave a shared account.
Click the shared account.
Click ‘More’.
Click ‘Details’.
Scroll down and click ‘Leave account’ and follow the steps.
Number of shared accounts
All accounts, except the primary account, can be made joint. The number of accounts available to you depends on which plan you have. You can read more about what's included in your Lunar plan here.
Good to know
You order cards and make transfers to and from the shared account in the same way as our other accounts. Read more about card ordering here, and about transfers here.
All participants can open a digital card for a shared account. Physical cards can be ordered depending on the card limit included in the participant’s Lunar plan.
The account owner is responsible for overdrafts and fees. Read more about overdrafts and fees, here.
Lunar assumes that all participants in shared accounts, both account owner and participants, have agreed that everyone may spend the money in the account. Lunar isn’t involved in any other specific agreements that the account owner and account participants of a shared account may have beyond joint responsibility.
If the account owner cancels their payment plan, the shared account will automatically be converted to a regular extra account once the notice period has expired, while the account’s participants are automatically removed from the account. Please note that an extra account comes with a fee, see our price list here.