If your account is in overdraft and has a negative balance, it’s best to rectify this as soon as possible.
Overdraft interest and eventual fees
We have an overdraft interest rate of 20%.
We have an overdraft fee of 100 SEK that is charged when an account is in overdraft.
We charge a fee of 60 SEK when reminder letter 2 is sent out.
The debt collection agency charges a fee of 180 SEK when a debt collection demand is sent out.
The above costs are deducted from your account at the end of the month. You can read more about the applicable fees here.